Coventry Healthcare Inc – Coventry Healthcare Inc with CEO Alan Wise operates health palns under the names: Coventry Health Care, Coventry Health and Life, Carelink Health Plans, Group Health Plan, HealthAmerica, HealthAssurance, HealthCare USA, Southern Health and WellPath. They serve 14 states, primarily in the Mid-Atlantic, Midwest and Southeast regions and their health plans are located in small to mid-sized metropolitan areas.

Assurant Health – Assurant Health with CEO Don Hamm has been in business since 1892. They are a brand name for products that are underwritten and issues by Time Insurance Company, John Alden Life Insurance company and Union Security Insurance Company. They provide health insurance nationwide for individual coverage, small business, short term health insurance and student health insurance.

Cinergy Health, Inc. – Cinergy Health, Inc. with CEO Daniel Touizer is a nationwide provider of innovative and affordable health and life insurance solutions. They recognize the current financial climate in America and offer affordable and quality health coverage to deliver maximum value at a lower cost.

These policies charge far less than traditional insurance. They cap what the insurer has to pay towards medical care, however, so the insured may end up paying for hospital visits and emergency room care that they wouldn’t have to pay for with a traditional plan.

These polices have been gaining interest, as of late. They used to be an option mainly for self-employed people or for those who buy their own insurance. Today, however many employers with low-wage, part-time or contract workers are using them. McDonald’s, the Hair Cuttery, and Friendly’s restaurants all offer coverage of this sort.

Some mainstream insurers such as Aetna, Cigna and Blue Cross Blue Shields have gotten into these plans as well. UnitedHealth has such policed for university students; Healthmarkets has them for self-employed individuals through its MegaLife and Mid-West Life companies; Cinergy Health offers a number of plans for all ages.